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Lousy parents breed stupid children

Lousy parents breed stupid children

No sympathy whatsoever for the parents in this story. In fact, for not knowing your kids are putting you into debt 30 days in the slammer would be a good lesson for such fools. Those same fools that now fill society with moronic, social misfits.

Hundreds of Australian teenagers are racking up expenses online without their parents’ permission, in some cases leaving families on the hook for bills worth thousands of dollars, a new survey has found. The report by the not-for-profit Financial Basics Foundation also found some parents had to delay paying bills or cut back on essential spending to pay for their child’s purchase.

Source: ABC

Teens racking up thousands in debt while parents unaware, study shows

“Half the online overspending by tweens and teens was with their parent’s credit or debit card,” Financial Basics Foundation chief executive Katrina Birch said.

“It’s very enticing for them to press ‘pay now’ without understanding the consequences.”

The survey of 1,000 parents found 56 per cent had been forced to foot the bill for their teenager’s overspending, mostly for mobile phone data, in-game purchases, music and video streaming.

Thirty-four per cent of parents said their children made an honest mistake, while 29 per cent said they knowingly overspent.

As well as using their parents’ credit cards, teenagers used their own debit cards.

While the majority of purchases were less than $100, the most expensive was $7,000.

Thirteen per cent of families even had to delay paying a bill or cut back spending on necessities to compensate for children’s purchases.

Mairead Taylor is extremely careful with the spending of her boys Jack, 14 and Rory, 11.

Children, bargaining and technology

We need to shift the focus away from parenting that relies on threats and rewards, to one that nurtures meaningful parent-child and child-technology relationships.

However that did not stop a mishap when Jack got his first phone when he started year 7.

Despite the phone provider telling Ms Taylor the phone had parental controls and could not be used to purchase anything without her input, the first bill had an additional $32 on it.

“He [Jack] thinks he must have clicked on something on Facebook. He doesn’t know what it was,” she said.

She fought making the payment for 18 months, until the provider finally relented and gave her $100 credit for her trouble.

The family’s policy is to not enter any credit card details into iTunes or on any websites on their sons’ devices.

If they want to make a purchase, they need to use their own money and buy a voucher from a retail store.

They then input the voucher details online.

“That way they’re using their money, and they know they’re spending real money,” Ms Taylor said.

{ 7 comments… add one }
  • Popular Front 13/08/2018, 6:44 am

    I’ll sound like an old fart here but when I was young I had fiscal responsibility drummed into me constantly, along the lines of “if you don’t have the purchase price you can’t afford it”, and “find some work if you want that thing” which I did, after school and on weekends. Never anything on credit or loan, always sweat-stained CASH. I’ve never had a credit card, just a debit card where I’m spending my own money and that is the best way IMHO. Like so much else today, easy credit ruins people’s lives through fiscal stupidity.

  • Lorraine 13/08/2018, 8:30 am

    my children received pocket money, for weekly chores. New parents no doubt have not heard of this

  • Joe Blogs 13/08/2018, 8:33 am

    Dummies for Dummies.

  • ibbit 13/08/2018, 8:45 am

    Hurray for the Editor’s introductory comment.
    How on earth can parents be so irresponsible as to allow children – teenagers or otherwise – to get at their credit cards?
    Is this sheer carelessness, stupidity or asinine parenting as suggested above. We see the result of poor parenting all around us in the near-savage behaviour, ignorance, arrogance and uncivility of young people – not all, but far too many to bode well for the future.
    From my point-of-view, parents who allow kids at credit cards deserve all they get.

    • Bwana Neusi 13/08/2018, 12:37 pm

      It is because they want to be their friends not their parents.

      • ibbit 13/08/2018, 4:06 pm

        Yes! And what a success that has been.

  • Clarion Call 13/08/2018, 12:22 pm

    What most of us are missing is that ‘parenting’ today is not like it was decades ago when most kids respected their elders, took advice, followed the rules, recognised the value of a good education and generally conformed as their parents demanded. Today, parents want to be besties with their kids. Discipline is seen as not essential. Giving in to siblings’ demands is preferable to confrontation and disagreement. This will not end well!

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